Fashion Week Fall of 2012 of New York

Fashion week is all about giving to women the best and hottest in fashion and clothing trends. And it’s not just happening in the United States but in every other fashion capital in the world – London, Paris, Rome, Berlin. You name a hip city and there’s sure to be a major event like this one that’s happening there. However, it must be said that there’s nothing like the New York Fashion Week, where everything about style and fashion will be seen in its fall 2012 runway. And what great is that it’s happening at the best time of the year – the fall season.

Best Designers

This major fashion clothing event is all about showcasing what’s hip, cool, and trendy for the fall 2012 season. Hence, New York was crowded with some of the most well-known and fashion-forward designers, such as Monique Lhullier, Calvin Klein and Badgley Mishka, among many other celebrity dressers. All of them presented their fashion wear, which are sure to be the hottest trends for women to follow this fall of 2012.

Let’s list them some of the dominant designs and styles that were paraded in NY fashion week’s runways:

Floral prints

Floral prints are part of the feminine look that showed the way during the New York’s fall runway show. And for this, floral is sure to dominate the fall season. Flower print on pastel is what’s currently “in,” – a sure hit among the more feminine ladies.

Pencil Skirts

Pencil skirts, because of their versatility, have always been a staple not just during fall season, but all throughout the year. You will never go wrong with pencil skirts as you can literally top them with whatever might come into your mind. Definitely, these clothes are some of the coolest that you can add into your closet. Even a simple white shirt or blouse will match perfectly with a pencil skirt, with you looking a sure winner.

Still another trend that’s all the rage during the fashion week is a block color dress. Definitely, you must try this popular clothing trend during this fall season. Very versatile, you can have a dress that presents a unique look of tri-colors and will make you, every inch, a head-turner.

This New York Fashion Week was certainly a huge hit among women who want to see the best that this most popular fall 2012 runway in New York can present. Many were indeed happy that such trends are actually about dresses that are fun, exciting, and easy to wear this season.

Now that the runway show has end, ladies now rush to their PCs to have a better scrutiny of the lovely fall designs. And they are sure to find a few that suits their taste and hopefully they themselves will don this fall of 2012.

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Herefordshire – An Idyllic Place for Garden Lovers

Garden lovers love Herefordshire. It’s the perfect place to meander around some of the most enchanting gardens in England.

The county, with its collage of meadows, fields and woodland, has a favourable climate and unspoiled landscape, making it a favourite area in which to choose a holiday cottage. To take full advantage of Herefordshire’s peace and quiet, here are some tranquil gardens open to the public that would complete your stay.

Stockton Bury is in Kimbolton, near Leominster and has an abundance of charm in every season. It’s a working farm that has been developed over several decades to become one of the UK’s best-loved gardens and sits among some of Herefordshire’s most prized unspoilt countryside. Set around medieval farm buildings, and with many rare and unusual plants, it covers around four acres in total.

The gardens are divided into themed areas that include The Grotto, Elizabethan Gardens, the Secret Garden, the Long Walk and Dingle Gardens among others. There’s also a working kitchen garden, pigeon house, pools, cider press, a mock ruined chapel and a tithe barn. The Tithe Barn Restaurant serves up traditional farmhouse fare (vegetarian too) using produce from the kitchen garden and farm along with other locally sourced ingredients.

Bryan’s Ground Gardens is in Letchmoor Lane, Stapleton, Presteigne, which is on the border with Wales. The gardens here have colour-themed borders, formal pools and follies in a beautiful Edwardian setting. These outstandingly lovely gardens integrate some awe-inspiring designs, which are the work of professional garden designers, and the publishers of the garden journal HORTUS.

The gardens themselves cover around three acres and they’re further set in twenty-five acres of river meadows, which offer stunning views to Wales. Divided into a series of ‘rooms’ which were begun in 1913, Bryan’s Ground offers visitors follies called ‘The Sulking House’ (complete with its own gothic garden), ‘The Lighthouse’, and ‘The Belvedere’. No one could fail to be delighted with the scented flowers, the topiary and the rose gardens.

Abbey Dore Court Garden is also well worth a visit. About 12 miles from Hereford city and sitting at the south end of the Golden Valley, it’s open from early spring until autumn. Laid out over six acres, it also boasts a one-acre walled garden with no fewer than nine borders separated by brick pathways, arches and a water sculpture.

If you’re visiting Abbey Dore Gardens, you’ll want to walk the riverside arboretum – there are plenty of seats supplied – the owners encourage you to sit and enjoy the peaceful setting. The Court gardens are close to the famous mid-12th century Cistercian Abbey so lots to look around if you’re in the area.

Westonbury Mill Water Gardens are close to the half-timbered village of Pembridge. It covers over three acres and contains ponds, a corn mill and a variety of interesting follies. The follies provide some light relief. One of them, a dome-roofed fernery, is fashioned from sunlit wine bottles and another, a castellated tower, has gargoyles that spurt jets of water.

As you might expect from its name, the Water Gardens specialise in water-loving plants and there are paths over the bog garden area to allow visitors to view the plants properly. The unusual African summerhouse incorporates bull rushes from the pond and is a good spot in which to view the wild flower meadow. The café serves home-cooked food and teas or you can sit beside the stream and take in the lovely view across the meadow to the hills.

A stay in Herefordshire wouldn’t be complete without visiting one of its delightfully peaceful gardens, many of which have specialist nurseries. Take something home for a lasting reminder of your garden visit to the county.

Choose your ideal holiday cottage at Herefordshire Cottages.

For more information on places in Herefordshire, follow the link in the resource box below.

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Why A President Believes He’s Above The Law (And May Be Right)?

When our Founding Fathers envisioned and designed out Constitution, etc, they attempted to perceive and conceive of, as many foreseeable issues, as possible, yet, over 240 years later, although they, amazingly, considered many things, one item, today, seems to stand – out, because it is, a complex, emotional one, as well as there may need to have certain protections, for the institution of our Presidency. What should be done, if any President, either violated our laws, put the nation in peril, seemed to demonstrate recklessness, etc? Our Constitution provides a remedy, for what they refer to, as, high crimes, and misdemeanors, which is referred to, as Impeachment. However, there are many gray areas, involved, because no one, is certain, for example, if a sitting President, can be indicted, whether he must respect a subpoena, etc. In a period of, over a century, the Congress has only, on – earnest, brought – up, and seriously considered, impeachment. Many recall, what is known, as the Watergate break – in, and the stretched – out, hearings, involved, which resulted in Richard M. Nixon, resigning, and his successor, Gerald Ford, pardoning him for any crimes. There was never a formal, impeachment, in that case. Then, William Clinton was, originally, investigated for supposed violation, known as Whitewater, which began as an investigation into certain real estate transactions and dealings, of Hilary and Bill Clinton, which led to the infamous, blue dress, and the Monica Lewinsky, scandals. Mr. Clinton was exonerated, regarding anything specific, to do, with the original, Whitewater incident, but, was impeached, for lying, to the Congress and FBI, about his sexual behavior, etc. Although he was impeached, which means, the House of Representatives, voted, to refer it to the Senate, for formal actions, because of alleged misbehavior, the Senate did not convict him. Therefore, why should we be surprised, our current President, appears, to perhaps, believe, he is untouchable?

1. Politics, and the process: Without a thorough process, no one, knows, whether President Trump, has committed any crimes, etc. In order to create an atmosphere, where the investigation, would be, thorough, and fair, after Attorney General Sessions, affirmed, he would remain out of the process, because he, was involved in the campaign, during the questioned period (known as recusal), Deputy A.G., Rob Rosenstein, assumed supervision of the process. He, almost immediately, appointed a Special Counsel, Mueller, to oversee the investigation, because of the exemplary record of the man, as well as to avoid, any perception, of a potential, cover – up. The President, has, famously, attacked the overall process, as a Witch Hunt, often criticized Mr. Sessions, for recusing himself (although the ethics panel, recommended it), and is constantly referring to any reporting by the media, as Fake News. We have also witnessed, many members of the Republican Party, appear, to be, at the very least, enabling, the man, and perhaps, assisting, the possibility of a potential, cover – up. Since it takes, to impeach, and convict, first, a recommendation, by the House of Representatives (impeachment), and then, a process, akin to a trial, in the Senate, where a two – thirds, super – majority, is required by the Constitution, to convict, and, remove a President.

2. Congressional investigation: We have discovered, several individuals, made material misstatements, to the Congress, when they testified, and, the Republican – controlled, House, and Senate, appeared, to hinder, any thorough review, for what appears, to be, political reasons, such as protecting a member of their own, political party. We do not, at this point, know, whether Mr. Trump, is guilty, but, doesn’t the nation deserve, to have the process respected, and ensure, even our Presidents, remain, answerable, for specific activities?

Whether this particular President, is innocent, or guilty, it appears, based on the indictments, and guilty pleas, thus far, because of Mueller’s investigation, there were, at the very least, some degree of illegal, questionable activities, etc. In order to protect the nation, in the future, we need to demand, the process, be reviewed and refined, so, both, any future President, as well as the nation, is protected, in a fair, non – political manner!

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Employment – Discrimination – Victimisation – Three Step Procedure – Outside Time Limit

In the recent case of Mehta v University of London and others [2006], the applicant was a doctor who applied to the second respondent for medical training on 8th August 2003. The second respondent was a body within the University of London (the first respondent). On 6th October the applicant received a letter from the second respondent dated 2nd October. The letter stated that his application had been unsuccessful. The applicant claimed that he wrote back on 12th December to ask for detailed feedback as to why he had not been admitted to establish whether he had a legal claim against the respondents. He received no reply, and the second respondent claimed that no such letter was received.The applicant’s original application was presented to the Employment Tribunal on 13th January 2004 – he claimed discrimination and victimisation. On 17th January the Employment Tribunal dismissed the claim orally on the ground that it had been presented after the three month time limit. The Employment Tribunal also said it would not be just and equitable to extend the time limit. In addition, at a full hearing on 4th March, it was considered whether the other claims made by the applicant should be struck out due to the Employment Tribunal not having jurisdiction to hear them. Eventually, at the full hearing, the Employment Tribunal decided against the applicant – who promptly stormed out of the room.The respondents made an application for costs. The tribunal declined to consider the costs application in the absence of the applicant, and adjourned the case until 20th May. When the case came to be heard, one of the lay members who was present on 17th and 4th was absent, and the applicant was not happy to proceed with just two members.A new lay member was appointed and the Employment Tribunal heard oral and written evidence from both sides, as well as a witness statements and oral evidence from the applicant.The Employment Tribunal held that the costs of the hearings on the 4th and 20th were attributable to applicants unreasonable conduct in bringing his remaining claims which were both misconceived and unreasonable. The applicant appealed to the Employment Appeals Tribunal.His appeal was dismissed for the following reasons:* For the purposes of the three month time limit, time ran from the date of the act of discrimination or victimisation. The act which the applicant was relying on in bringing the claim was the failure by the respondent to shortlist him for a position on the training course. This occurred at the very latest by 6th October, when he received the letter rejecting him. As the original application was presented to the Employment Tribunal only on 13th January, the deadline had been missed and the Employment Tribunal had not erred in treating the application as being out of time.* It was clear that the Employment Tribunal had considered not proceeding with the claim. They decided that in the interests of the overriding objective they should appoint a new lay member in order to dispose of the issues before them fairly and expeditiously. The new Employment Tribunal heard extensive and new submissions from the applicant. This meant it was not inappropriate for them to consider the issues of fact relating to the March hearing, despite the Employment Tribunal being made up of only two of the original three members.© RT COOPERS, 2006. This Briefing Note does not provide a comprehensive or complete statement of the law relating to the issues discussed nor does it constitute legal advice. It is intended only to highlight general issues. Specialist legal advice should always be sought in relation to particular circumstances.

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Teen Fitness, Teen Health and College Health – Six Worthless Fat Loss Exercises

Teen health, college health and teen fitness are going down the tubes. That’s nothing new. Teen fitness isn’t improving, college health won’t get better and teen health is still declining.Teen fitness and teen health certainly isn’t declining because students aren’t going to the gym. Take it from someone who works there daily. I’m forced to watch terrible squats, lunges, bench presses, etc everyday.Students are working wrong, and that’s why teen health and college health is where it is today. Teen health and college health is terrible because millions of students don’t know how to workout for fat loss or general conditioning.They are wasting their time with worthless exercise. That is one of the huge factors for terrible teen fitness in the country. Students aren’t concerned with form and good exercises. They are concerned with numbers and whatever “Glamour” says to do. College health and teen fitness demands improved workouts for fat loss and general conditioning.Teen fitness, teen health and college health will improve with improved workouts. For a sample of effective workouts, visit [] for faster workouts designed just for students to improve teen health and teen fitness.Here are some worthless exercises students do that will never improve college health or teen health.Sit ups: These are pointless and could be dangerous to teen fitness because it could lead to injuries down the road. Sit ups, no matter in what form, will never improve college health and teen health. The will never make you thinner.Bicep Curls: How curling a five-pound dumb bell to help you lose fat is beyond me. Your biceps are a small muscle and working them out will never improve college health and teen fitness. They will not make you in better shape.Triceps kickback: Another small muscle, another worthless exercise that will never improve teen health or college health.A “curlback”: Same as the last two, but a worthless combination of the two. This is the exercise that isn’t quite a kickback and isn’t quite a curl. It’s when you bend over a few inches and do the motion of a curl THEN a kickback. It will never help teen fitness and it will never make you thinner or healthier.Hip adduction/abduction machines: That is personal trainer mumbo jumbo. These machines female students trying to improve teen health and teen fitness love to do. It’s the one where you sit back and either spread your legs apart or bring them together. College health will not be improved. Neither will teen health or teen fitness. Not only do you look goofy doing it, you’re wasting your time.Most machines: College health, teen health and teen fitness would be greatly improved if no machines existed at any gym. About 99% of them are worthless. Don’t waste your time.Teen fitness, teen heath and college health can be improved greatly if they learned to exercise right. Remember, you can check out [] to see how easily college health, teen health and teen fitness can be improved with simple workouts. Membership is free!

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How Cryptocurrency Trading Software Is Helping To Grow Your Crypto Platform

The cryptocurrency trading software package is an integrated system to manage all aspects of cryptocurrency trading platform like all kinds of crypto buy, sell, exchange, lending, MLM & affiliate management, converting, live market comparison & analyzing etc.

Important features you should consider:

Buy, Sell And Exchange: Nishue is the impressive trading management system offers a smooth and secure methodology for your users to effortlessly Buy, Sell and exchange cryptocurrencies.

Lending system management: This system is completely brokering friendly has a system to manage Crypto lending service, like create manage offers, maintain and moderation etc

Unique Admin Module: Nishue contains a secure and advanced Admin Module for you to control your Cryptocurrency exchange end-to-end.

Separate customer profile: Separate customer profile module that helps your users to easily track and check all Open deposit or withdraw orders, Records, Transactions etc. on just a click.

MLM & affiliate management: This marketing ready automation tools facilitate to manage your level wise affiliate commission, contribution history, and documents.
Market comparison & Converter: Two additional system has been integrated for live Crypto Comparison, Conversion & Depth analysis.

How Cryptocurrency Trading Software Is Helping To Grow Your Crypto Platform:

Coin Deposit & Withdraw: Crypto trader need to maintain enormous Deposit and Withdraw request daily. Trading software aid to manage your activity with its auto set algorithm.

Coin Package & Lending offer: Keep your various coin package and lending offer at the fingers end of your customer. You can create, manage and advertise your offer using a well-designed package.

Level wise commission: If you follow the MLM strategy to reward your respective participants, and worried about set their commission? OK, It is ready to auto calculate their level wise commission.

Notification & Risk management: Every crypto trading platform must arrange push notification system to keep itself and its client up to date about many alarming issues thus help eliminate risk. In this case, a system project is totally perfect.

Multiple Payment Gateway: You can Integrate your cryptocurrency wallet, Local currency, Payeer Even Mobile Banking system as a Payment method within this software to make your transaction hassle free.

Daily, Weekly & Monthly ROI: Are you worried about maintaining ROI as per you said. This cryptocurrency trading management software can auto calculate ROI, commission, and others as per your given instruction.

Free Responsive Website: It must have integrated a fully responsive, SEO optimized dynamic website with our system and it is totally free. It will help you to manage your enterprise smoothly.

Crypto Comparison, Conversion & Depth analysis: Crypto live market cap & coin convertor two addition system has been integrated for live Crypto Comparison, Conversion & Depth analysis

100% secured System: A trading software is designed after having highly security issue in mind. Secured Integer framework, two-factor authentication, and much other security systems have been applied in this cryptocurrency trading software.

The absolute package exclusively for spot cryptocurrency trading that allows users to trade Bitcoin, Bitcoin Cash, Ethereum and Litecoin through Coinbase. Built upon the same technology that powers the Nishue software, It incorporates proven market-leading tools developed over 25 years to provide both professional and active cryptocurrency traders with a better experience than what’s currently offered by other crypto-only trading solutions.

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Tips to Choose the Best Crypto Signal Service

If you keep an eye on the market, crypto trading can be profitable for you. However, you may find it hard at times. Fortunately, if you need assistance, you can give a go to crypto signal services. The signals offered by them can be used to make the right decision, at the right time. You can choose from a lot of service providers. Given below are a few tips that can help you choose the right one. Read on to know more.

Service Quality

When opting for a service, quality is the number one factor to consider. Ideally, the trading platform should have an awesome success rate as far as predictions are concerned. Aside from this, it should provide relevant impulses so you can get a better idea of the market trends and trades.

Moreover, you should be able to receive the signal promptly so you can make the right moves. The service provider should be able to generate signals as fast as possible.


Keep in mind that the service should be reliable as you are going to make your trade decisions based on their guidance. Hence, you might want to opt for a service that you can depend on. This is the only way to make the right choice and be on the safe side.

What you need to do is hire the services of a provider who is legitimate. You are going to consult expert traders, not an automated software program.

Free Trial

How can you find out if a provider is genuine? The best way is to give a go to their service. Many providers offer a free trial service. This is true even if you are going to hire any service, not just crypt trading.

The trial service will allow you to find out if the service is reliable. Once you have tested the service, you can go ahead and pay for it for a long-term.


After the trial period expires, you will have to pay for the service. Here it’s important to keep in mind that providers who offer crypto signals for free of charge may not be reliable. In the same way, you might not want to pay a lot of money for the trial period either. As a matter of fact, the price of packages should be fair so you can enjoy the service without breaking the bank. So, you might want to do your homework to get the right service without spending a good deal of money.


Although it’s great if their support is available round the clock, the important thing is to get the right information at the right time. They should be able to answer your questions until you are satisfied.

Without reliable customer support, you can’t benefit from the crypto signal service the way you should.

In short, if you are going to hire the service of a crypto signal service, we suggest that you follow the tips given in this article. This way you can make the right choice.

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Crypto Currency Vs Fiat Currency

Crypto currency vs. Fiat currency

Are you aware of the fiat currencies and the crypto currencies? They both are currencies in one form or the other and are open for public use across the world. But they are both different and distinct in their own ways. There is always one group that favors the use of cryptos, while the other has a soft corner for the fiat currencies.

In cashless society- crypto money play a huge role

If you have a look at the market of the 1970s and 1980s, you will find that the cash played the dominant role. But, with the change in the technology, electronic transactions have become the usual norm. Today, more and more people are influenced in becoming the cashless society. With the progress towards the cashless society, cryptocurrencies have a big role to play.

Crypto currency and fiat currency are always at loggerheads

Cryptocurrency and fiat currency are popular types of digital currency, especially when it is about an online transaction. They both are currencies currently in use in the market but have some differences in them. There is a hell lot of hypes that you will hear on a daily basis comparing the crypto money and the fiat money. This article will highlight the difference between the two in a more comprehensive and clear manner.

Differentiating in what the currencies stand for

Before going for the difference between the two, you must understand what do they stand for and how are they are defined.

The fiat currency is a legal tender that has the support of the central government, and it operates in the physical form. For instance, US dollars, British Pounds, Euro etc. On the other hand, the crypto currency is a non-legal tender, and doesn’t have any backup from the central government or bank.
Hence, the difference between crypto currency and fiat currency is noted as follows:

• Crypto-currencies are decentralized and global in nature. There are no one entity or government that controls the currency with their laws and regulations. The Fiat currency is centralized, under the control of the laws and regulations of the banks and government.

• Crypto-currencies have their existence only in the digital domain. On the other hand, you will find that the fiat currencies have a tangible and physical existence.

• There is a limited supply of crypto-currencies with a maximum set of them getting supplied in the market. Whereas, the fiat money has an unlimited supply as the government and bank are entitled to produce coins and paper money whenever the situation is required.

• The Bitcoin and other crypto type currencies are created by the computers, while the fiat currencies are issued by the local government and the banks.

• Cryptocurrencies are presented as the public and private code pieces. On the other hand, the fiat currencies are presented in the form of coins and paper money.

• The value of the crypto currencies is not recognized by the supply and demand of the market. Whereas, the fiat currency value is determined by the market regulations of supply and demand.

The different types of crypto and fiat currencies

In the last one decade, the popularity of crypto type currencies has emerged as a huge success. It was in 2009, when Bitcoin was first introduced, and years after several other types of crypto currencies have emerged. Starting from Litecoin. Dogecoin, Ripple to the Dcash and Zcash, there is a plethora of them. On the other hand, the fiat currency has a rich and ancient roots, with the Great British Pound, that dates back to 775 AD. It is considered as the oldest currency in the world that is still in use.

The differences in the anonymity between the two currencies

When you are using the fiat currencies, you need to undergo a user identification or verification process. You are asked to upload a recent picture of yourself and some of the required documents to be issued as per the public authorities. You don’t need to undergo any of the required processes with the crypto currencies. Though your personal information and confidential details don’t get public, but all your transactions are recorded and tracked in both the fiat and the crypto currencies.

Fiat currency vs crypto currency: transparency level

• The transparency level with the crypto type currencies are considered to be more. This is because the revenue streams are displayed in a public chain. Everyone can witness their own and others’ transactions.

• The fiat or govt. currencies are not transparent, as there are not public chains to see the revenue streams of the people.

A comparative historical roots

If you compare the crypto money with that of its counterpart, fiat or government currency, you will find that their existence and creation brings the difference. The Fiat or government currency, dates back its existence as early as 775 AD with the introduction of the Great British Pound. This is why fiat type currency is easily accepted by the people all over.

On the other hand, the crypto coin was perhaps first introduced only a decade ago, with the introduction of Bitcoin in 2009. The challenge that the Bitcoin and other crypto currencies face is catching up with the immense popularity and increasing fan base of the fiat currency. Crypto currency, is no doubt gaining importance and popularity in the economic market, but it has still not been accepted widely in the society as the fiat currency.

A comparative history of the two currencies:

• It was in the 11th century, when the Chinese Song dynasty was perhaps the first one to issue the paper money. It was not allowed to exchange with valuables like gold and silver or silk.

• There were Tally sticks that were introduced as a fiat or government currency. 1100 Tally sticks were introduced as a combat for the shortages in gold.

• 1971, was the year, when the fiat currency received a worldwide recognition. President Nixon introduced it in order to eliminate the dollar pegging system to gold.

• It was in 1998, when the idea of an anonymous electronic cash system emerged by Wei Dai. Bitgold-the very first crypto currency was created by Nick Szabo, but it didn’t receive as much attention as Bitcoin.

• In 2009, Bitcoin was introduced in the market, that became the first crypto currency that was accepted across the globe. In 2011 and after, a series of several other crypto currencies were introduced. Some of the popular ones include, Litecoin, Dogecoin, Ethereum, Ripple, Zcash, Dash and so on.

The traits of both the currencies

The potential of the crypto type currencies and fiat currencies, accessing their traits is important. You will find that in some of the criteria, Bitcoin and other crypto currency is superior than the fiat or government currency, and in some cases, the latter surpasses. It is absolutely your call to choose the type of currency (crypto type currency or fiat type currency) based on your personal needs and requirements.

Let us compare their traits with respect to certain factors.

• Both the crypto coins and fiat type currencies are interchangeable in nature.

• As per the portability is concerned both the currencies secure more or less the same position.

• With respect to the non consumable criteria, crypto currency and fiat type currency have the equal status.

• Crypto type currencies have high durability as compared to the fiat-currencies that have moderate level of durability.

• Both the crypto or virtual currencies and the fiat or government currencies ensure secure and safeguarded transactions and exchange.

• Crypto or digital currencies are highly divisible in nature. On the other hand, the fiat type currencies are moderately divisible.

• In terms of the transaction process, the crypto currencies are easy and hassle free. Whereas, on the other hand, the traction process associated with the fiat currencies are easy, but not like the cryptos.

• The crypto based currencies are decentralized and global in nature, unlike the fiat currencies that are centralized and functions under the laws and regulations of the government.

• The crypto based currencies have high scarcity, where as, the fiat currencies are unlimited as the government can issue coins and paper money whenever there is a need.

• The crypto based currencies are based on mathematical algorithms, and are programmable. The fiat currencies are not at all programmable.

• The fiat currencies are sovereign in nature, while the crypto currencies are not.

The process of the functioning of the currencies

You can find the significant differences between the crypto or digital currencies and the fiat currencies with the way they both operate and the transaction process that take place. They are contrasting in nature. The transfer of money using the Bitcoin is very quick, and you absolutely don’t need any third party association.

On the other hand, if you are involved with the money exchange using Fiat type currency, a mobile wallet is in use. You can exchange an amount of e-money that gets transferred into the equal e-value amount. Both the fiat and the crypto currencies enable you to purchase everything that you desire. But the processes involved are absolutely distinct from each other.

Depending on the things you purchase, you will find that one currency form is better than the other. This is absolutely your choice.

Is Bitcoin, a crypto currency better than the fiat-currency?

The long term benefits and the capability of the Bitcoins is still not established. But it has been predicted by the crypto currency gurus and experts, that they will go a long way, especially revolutionizing the way the online transactions are done. In the current market, the Bitcoin is mainly included in the online casinos and the gambling, but it is not limited to it.

Furthermore, when you compare the fiat currencies, the Bitcoin allows you to seize the power and authority from the banks and the government since it is not controlled. The cryptography based currency has the capability to create or come up with the free market capitals. Fiat currencies are affected by the inflation and the changes in the market, unlike the crypto based currencies. Such aspects make individuals believe that cryptograph based currencies will soon take over the mainstream currencies and bring a transformation in the way the money is used.

Why is Bitcoins considered to be a better aspect than the fiat type currencies?

• Bitcoin gives you the opportunity to re-create a free market capitalism.

• The power of controlling the money is absolutely with the individuals, and not with the banks like the fiat type currencies.

• When there is an inflation, the Bitcoin is not affected. But the Fiat type currency will be easier to lose and get affected by it.

• The Bitcoin currency is easy easier to exchange and transfer as compared to the fiat or government currencies.

• The transaction fees involved with the Bitcoin are way cheaper and easily affordable.

Crypto currencies seem to be a favorable option among the people

The fiat type currencies are the centralized and legal way of exchanging money. But, the crypto currencies have acquired immense popularity in the past few years. There will never be anyone who would act as a middle man, like the case with the banks. Moreover, the cryptos are way cheaper and less expensive that the conventional fiat currencies.

Send money anywhere directly without waiting for the bank’s approval

You can send money to anyone in the world directly, and it is super fast. The money gets cleared within a few minutes time. You don’t have to wait for the traditional clearing and verification processes of the banking systems, which might take up to several days to get a clearance. Since it is decentralized and doesn’t come under the law and regulations of the government, nobody has any power to do anything with your account.

The blockchain technology has a very big role to play

Thanks to the crypto currencies, that gives us the power and the authority to become our very own bank, and take control over our finances. It is because of the blockchain technology that offers a higher level of sophistication while dealing with the finances. In fact, there are some mainstream financial industries that have started incorporating the idea of the technology.

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Crypto Market Analysis

Cryptocurrency have been around for a while now and there are multiple papers and articles on basics of Cryptocurrency. Not only have the Cryptocurrency flourished but have opened up as a new and trusted opportunity for investors. The crypto market is still young but mature enough to pour in the adequate amount of data for analysis and predict the trends. Though it is considered as the most volatile market and a huge gamble as an investment, it has now become predictable to a certain point and the Bitcoin futures are a proof of this. Many concepts of the stock market have now been applied to the crypto market with some tweaks and changes. This gives us another proof that many people are adopting Cryptocurrency market every day, and currently more than 500 million investors are present in it. Though the total market cap of crypto market is $286.14 Billion that is roughly 1/65th of the stock market at the time of writing, the market potential is very high considering the success despite its age and the presence of already established financial markets. The reason behind this is nothing else but the fact that people have started believing in the technology and the products backing a crypto. This also means that the crypto technology have proven itself and so much that the companies have agreed to put their assets in the form of crypto coins or tokens. The concept of Cryptocurrency became successful with the success of Bitcoin. Bitcoin, which once used to be the only Cryptocurrency, now contributes only 37.6% to the total Cryptocurrency market. The reason being, emergence of new Cryptocurrencies and the success of projects backing them. This does not indicate that Bitcoin failed, in fact market capitalization of Bitcoin has increased, rather what this indicates is that crypto market have expanded as a whole.

These facts are enough to prove the success of Cryptocurrencies and their market. And in reality investment in Crypto market is considered as safe now, to the extent that some invest as for their retirement plan. Therefore what we need next are the tools for analysis of crypto market. There are many such tools that enable you to analyze this market in a manner similar to stock market providing similar metrics. Including coin market cap, coin stalker, cryptoz and investing. Even thought these metrics are simple, the do provide crucial information about the crypto under consideration. For example, a high market cap indicates a strong project, a high 24hour volume indicates high demand and circulating supply indicates the total amount of coins of that crypto in circulation. Another important metric is volatility of a crypto. Volatility is how much the price of a crypto fluctuates. Crypto market is considered as highly volatile, cashing out at a moment might bring in a lot of profit or make you pull your hairs. Thus what we look for is a crypto that is stable enough to give us time to make a calculated decision. Currencies such as Bitcoin, Ethereum and Ethereum-classic (not specifically) are considered as stable. With being stable, they need to be strong enough, so that they do not become invalid or simply stop existing in the market. These features make a crypto reliable, and the most reliable Cryptocurrencies are used as a form of liquidity.

As far is crypto market is concerned, volatility comes hand in hand, but so do its most important property i.e. Decentralization. Crypto market is decentralized, what this means is that the price fall in one crypto does not necessarily means down trend of any other crypto. Thus giving us an opportunity in the form of what are called mutual funds. It’s a Concept of managing a portfolio of the crypto currencies that you invest in. The Idea is to spread your investments to multiple Cryptocurrencies so as to reduce the risk involved if any crypto starts on a bear run

Similar to this concept is the concept of Indices in crypto market. Indices provide a standard point of reference for the market as a whole. The Idea is to choose the top currencies in the market and distribute the investment among them. These chosen crypto currencies change if the index are dynamic in nature and only consider the top currencies. For example if a currency ‘X’ drops down to 11th position in crypto market, the index considering top 10 currencies would now won’t consider currency ‘X’, rather start considering currency ‘Y’ which have taken it’s place. Some providers such as cci30 and crypto20 have tokenized these Crypto indices. While this might look like a good Idea to some, others oppose due to the fact that there are some pre-requisites to invest in these tokens such as a minimum amount of investment is needed. While others such as cryptoz provide the methodology and a the index value, along with the currency constituents so that an investor is free to invest the amount he/she wants to and choose not to invest in a crypto otherwise included in an index. Thus, indices give you a choice to further smooth out the volatility and reduce the risk involved.


The crypto market might look risky at first look and many might still be skeptical of its authenticity, But the maturity that this market has attained within the short period of its existence is amazing and the proof enough for its authenticity. The biggest concern that investors have is volatility, for which there had been a solution in form of indices.

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Increasing Student Success Through Instruction in Self-Determination

An enormous amount of research shows the importance of self-determination (i.e., autonomy) for students in elementary school through college for enhancing learning and improving important post-school outcomes.

Research by psychologists Richard Ryan, PhD, and Edward Deci, PhD, on Self-Determination Theory indicates that intrinsic motivation (doing something because it is inherently interesting or enjoyable), and thus higher quality learning, flourishes in contexts that satisfy human needs for competence, autonomy, and relatedness. Students experience competence when challenged and given prompt feedback. Students experience autonomy when they feel supported to explore, take initiative and develop and implement solutions for their problems. Students experience relatedness when they perceive others listening and responding to them. When these three needs are met, students are more intrinsically motivated and actively engaged in their learning.

Numerous studies have found that students who are more involved in setting educational goals are more likely to reach their goals. When students perceive that the primary focus of learning is to obtain external rewards, such as a grade on an exam, they often perform more poorly, think of themselves as less competent, and report greater anxiety than when they believe that exams are simply a way for them to monitor their own learning. Some studies have found that the use of external rewards actually decreased motivation for a task for which the student initially was motivated. In a 1999 examination of 128 studies that investigated the effects of external rewards on intrinsic motivations, Drs. Deci and Ryan, along with psychologist Richard Koestner, PhD, concluded that such rewards tend to have a substantially negative effect on intrinsic motivation by undermining people’s taking responsibility for motivating or regulating themselves.

Self-determination research has also identified flaws in high stakes, test focused school reforms, which despite good intentions, has led teachers and administrators to engage in precisely the types of interventions that result in poor quality learning. Dr. Ryan and colleagues found that high stakes tests tend to constrain teachers’ choices about curriculum coverage and curtail teachers’ ability to respond to students’ interests (Ryan & La Guardia, 1999). Also, psychologists Tim Urdan, PhD, and Scott Paris, PhD, found that such tests can decrease teacher enthusiasm for teaching, which has an adverse effect on students’ motivation (Urdan & Paris, 1994).

The processes described in self-determination theory may be particularly important for children with special educational needs. Researcher Michael Wehmeyer found that students with disabilities who are more self-determined are more likely to be employed and living independently in the community after completing high school than students who are less self-determined.

Research also shows that the educational benefits of self-determination principles don’t stop with high school graduation. Studies show how the orientation taken by college and medical school instructors (whether it is toward controlling students’ behavior or supporting the students’ autonomy) affects the students’ motivation and learning.

Self-determination theory has identified ways to better motivate students to learn at all educational levels, including those with disabilities.
Practical Application

Schools throughout the country are using self-determination instruction as a way to better motivate students and meet the growing need to teach children and youth ways to more fully accept responsibility for their lives by helping them to identify their needs and develop strategies to meet those needs.

Researchers have developed and evaluated instructional interventions and supports to encourage self-determination for all students, with many of these programs designed for use by students with disabilities. Many parents, researchers and policy makers have voiced concern about high rates of unemployment, under-employment and poverty experienced by students with disabilities after they complete their educational programs. Providing support for student self-determination in school settings is one way to enhance student learning and improve important post-school outcomes for students with disabilities. Schools have particularly emphasized the use of self-determination curricula with students with disabilities to meet federal mandates to actively involve students with disabilities in the Individualized Education Planning process.

Programs to promote self-determination help students acquire knowledge, skills and beliefs that meet their needs for competence, autonomy and relatedness (for example, see Steps to Self-determination by educational researchers Sharon Field and Alan Hoffman). Such programs also provide instruction aimed specifically at helping students play a more active role in educational planning (for example, see The Self-directed Individualized Education Plan by Jim Martin, Laura Huber Marshall, Laurie Maxson, & Patty Jerman).

Drs. Field and Hoffman developed a model designed to guide the development of self-determination instructional interventions. According to the model, instructional activities in areas such as increasing self-awareness; improving decision-making, goal-setting and goal-attainment skills; enhancing communication and relationship skills; and developing the ability to celebrate success and learn from reflecting on experiences lead to increased student self-determination. Self-determination instructional programs help students learn how to participate more actively in educational decision-making by helping them become familiar with the educational planning process, assisting them to identify information they would like to share at educational planning meetings, and supporting students to develop skills to effectively communicate their needs and wants. Examples of activities used in self-determination instructional programs include reflecting on daydreams to help students decide what is important to them; teaching students how to set goals that are important to them and then, with the support of peers, family members and teachers, taking steps to achieve those goals. Providing contextual supports and opportunities for students, such as coaching for problem-solving and offering opportunities for choice, are also critical elements that lead to meeting needs for competence, autonomy and relatedness and thus, increasing student self-determination.

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